Church Loans
The Loan & Savings Ministry offers loans to help encourage church growth.

Loan Calculator
Moving Forward
Our loan application process is fast and simple. Complete the two-page application. By United Methodist Discipline, you may also need a recommendation of the District Building Locations Committee, District Superintendent's Consent, and Charge Conference Action Certification. You can find our loan forms on our Resources page.
Eligibility & Types of Loans
United Methodist churches and agencies in the state of Indiana are eligible to borrow from the Loan & Savings Ministry. Loans can be used for the following purposes:
- Purchasing of a church building or buildings, a parsonage, or land
- New Construction
- Refinancing
- Buying vehicles or other equipment
- Fixing major repairs or remodeling
The Loan & Savings Ministry only makes secured mortgage or construction loans. No unsecured loans are available.
Loan Costs
Interest Rates and Costs
For current loan interest rates and costs, please call our office. Interest rates are typically adjusted every three years, but other terms are available. No points are charged for loans and in most cases closing costs are $750.
Loan Repayment
Payments are due monthly and there are no prepayment penalties. For additional information about repayment, please contact our office.